Credit-worthy potential small business owners and existing small business owners who require capital to start or expand their business may find that SBA's financial assistance programs can help them secure the financing that they need. The FWBC offers loan assistance with obtaining financing for your business by providing management and technical assistance and help to package your loan. The SBA has no funding for direct loans but has an excellent financial assistance program, which encourages bankers to help small businesses. This "loan guaranty" program is the agency's priority. In partnership with your bank, the SBA may offer a government guaranty of the loan. SBA programs are especially valuable for new business start-ups and in instances where collateral is weak and/or a longer repayment term is needed.


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